If you are facing foreclosure, getting a good lawyer could be the best decision you can take. However, just deciding to hire a lawyer is not enough. You must ensure that you take the necessary steps to hire a foreclosure lawyer Los Angeles that will understand your condition and want to help you.
You should employ the right tactics and methodology if you want to get a desirable result. Hence, it is advisable that you work with us at the Law Offices of R. Grace Rodriguez for the best legal advice and representation. We understand financial and legal difficulties can be embarrassing, and we know it can take great courage to even call an attorney. Our job is to work with you to devise an appropriate and effective strategy to resolve any problems you have. We are your best bet to help you through foreclosure.
That said, we have come up with this article to enlighten you on how hiring a lawyer can be very beneficial in making the foreclosure process a quick and easy one. Let’s proceed.
What Do Foreclosure Attorneys Do?
When you fall behind on your mortgage payment, the mortgage lender has the right to begin a legal process called the foreclosure process. Here, your lender will request to sell the home to repay the loan. That is, you are on the verge of losing your homeownership.
In this case, a smart move is to reach out to us at the Law Offices of R. Grace Rodriguez for legal advice on how to go about this. When you work with us, we will handle all the legal aspects of foreclosure, including court proceedings and mortgage company negotiations. We know the latest regulations relevant to your case and the best way to defend your rights.
This process typically begins with a consultation, during which you can discuss the details of your case with our lawyers. This is your chance to express your worries and ask any questions you might have, and the attorney can advise you of your rights and options.
However, when you hesitate to hire an attorney, it is most likely that you miss an important deadline. If the foreclosure is completed before you get a lawyer, you might not get your property back.
How Can A Lawyer Help You?
Your lender usually has to wait until you’re at least 120 days late on your payment to initiate either a judicial or nonjudicial foreclosure. In a judicial foreclosure, you respond to the lender’s lawsuit through the state court system. To fight a nonjudicial foreclosure, which doesn’t require the lender to secure a judge’s approval, you have to file your own lawsuit for the court’s consideration. In either process, you should have a good lawyer in place.
Going through a foreclosure process could be difficult if you do not have a Lawyer. With a good lawyer, you will work with the Loss mitigation option where the Attorney will represent you during your entire foreclosure action. If there is enough time before the said foreclosure date, the lawyer will work out a deal for you to avoid foreclosure by doing the following:
Help Modify Your Loan
Help You In Foreclosure Mediation
Foreclosure meditation entails proper planning of loan repayment with your lawyer and sometimes with the lender. That is, the borrower and lender come together to agree on establishing a proper alternative to foreclosure.
When you work with a good attorney, they will represent you in the foreclosure process and ensure that a favorable conclusion is reached.
Represent You In the Best Possible Way
There are certain cases where the lender may attempt to play a fast one on you, especially during the loan modification process. But the fact that you have a competent lawyer working on your case is enough to stop the lender from going that far. All he wants is loan repayment and not to get into another legal trouble. This is a big reason why you should work with us at the Law Offices of R. Grace Rodriguez.
We work diligently to make sure your rights are protected at every step — even rights you may not be aware of its existence. Our job is to work with you and come up with an appropriate and effective strategy to resolve any problems you have. We will help you mitigate your foreclosure and ensure that you get a desirable outcome in the end.