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Bankruptcy Attorney Chatsworth, California

Bankruptcy could be one of the most stressful periods of your life. During these times, you want to have a professional team on your side. At the Law Offices of R. Grace Rodriguez, we pride ourselves on being compassionate, guiding through the process. However, this doesn’t mean we are afraid to get tough, making sure that you get treated fairly in the legal process.

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Find the Right Type of Bankruptcy

Before you can file for bankruptcy, you need to find the right type of arrangement for your circumstances. There are generally two types of bankruptcies. You can have a chapter 7 bankruptcy, which is essentially like pressing the reset button on your debts. Most of your debts, such as credit card debt, medical payments, and other unsecured debts, will be forgiven. However, you might still need to make some payments, like child support.

The other option is a chapter 13 bankruptcy. Essentially this is a payment plan, where you give a certain amount each week to pay down your debts. Often, this payment plan will take place over three to five years. Usually, this type of bankruptcy will allow you to negotiate a lower price for your overall debts when you hire a skilled bankruptcy attorney in Chatsworth, CA.

We understand that finding the different types of bankruptcy can be confusing. When you talk to us, we’ll take the time to learn more about your circumstances, so we can assist you to find the right one for you.

Make Filing for Bankruptcy Easy

When you’re unable to pay your debts, you might be eligible for file for bankruptcy. This procedure can stop some debtors from pursuing you for payment. During these times, you need to understand your legal rights.

When you file for bankruptcy, you’ll incur a great deal of paperwork. In most cases, you may not have the time to fill out these forms. In other cases, you may not understand the questions, which can lead to some serious headaches later. Our legal team will help you through the process, stopping you from being overwhelmed.

Also, just because you’ve filed for bankruptcy doesn’t mean that all your debts will be forgiven. Since it depends on your circumstances, you may need to continue to make child support payments or pay government fees. Your bankruptcy attorney in Chatsworth, CA, can talk you through your obligations, making sure you know which debts are forgiven, and which ones aren’t. We can also help you get a better understanding of your finances, so you’ll be able to prevent this situation from happening again.

Contact Our Skilled Bankruptcy Team Today

Facing bankruptcy can be a very stressful time. Thankfully, at the Law Offices of R. Grace Rodriguez, we offer a more compassionate approach. We take necessary time to understand you and your financial situation so that you can obtain the best possible advice. So, if you want expert help from an affordable bankruptcy attorney in Chatsworth, CA, be sure to contact us today.