Recently, Proposition 19 (Prop 19) was passed in California. This new constitutional amendment contains two relevant changes in California property tax assessments. And therefore, it will have an impact on your estate planning.

Have you been dreaming about finally buying your home and settling down, but think it is just not possible with that past bankruptcy looming over your head? While bankruptcy is an apparent setback and can leave some people feeling down on their luck, it does not mean you have to give up on ever having a healthy financial situation.

Imagine a world without the chocolate bars you grew up eating as a kid and perhaps still indulge in today. Is it too dark of a world to imagine? Perhaps that’s why Milton Hershey moved to Lancaster, Pennsylvania, at the ripe age of fourteen to take on an apprenticeship with a confectioner to learn the art of candy making.

Sometimes you have to halt the creditor’s actions fast. One way to do this is to file for bankruptcy. When you open a bankruptcy case, the court system puts a hold on your assets while the case is open.